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VA 100 Loan Program

As a veteran or active service member, you have earned the right to borrow up to 100% of your home’s value. With financing up to 100% of your home’s value, your opportunities are limitless!

VA Streamline

The VA created the Interest Rate Reduction Refinance Loan, also known as the IRRRL. This program allows veterans the ability to lower the rate on their current VA loan.

FHA / Conventional

This Cash Out/Debt Consolidation program is for ALL homeowners who qualify – Regardless of where you are in life, use your home to consolidate high interest credit card debt, pad your savings account or pay for whatever you need or want. 80% of your home’s value is available today!

A Veterans Administration Approved Lender

First Federal Bank is an FDIC insured, National Mutual Savings Bank and a Direct VA Approved Lender with a Better Business Bureau A+ rating. Founded in 1962 with a mission to provide home loans and savings accounts to our communities, we are fully committed to exceptional service and value. We specialize in assisting veterans and homeowners across the country pay off their debt, lower their interest rates and payments, and secure the money needed to support their families.

What really sets FFB apart is our ability to lend up to 100% of your home’s value at some of the lowest VA rates in the country. We can also close your loan in as little as 30 days!

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