David A Tartaglia, Sgt USAF Retired

David A Tartaglia, Sgt USAF Retired

"Recently, I had a unique experience with a VA Refinance allowing me to consolidate some debts but getting there was a long journey and if it was not for Mr. Michael Schies of First Federal Bank it would never have made it to closing. Like many Americans my debt to income ratio was not very good because I fell victim to heavy credit card use but never had even one late payment. Where other loan officers gave up, Mr. Schies persisted and was able to see that I was not responsible for an account listed on my credit report and other irregularities which allowed the loan to pass VA guidelines and underwriting. Thanks to Mr. Schies’ professionalism, perseverance, knowledge of VA regulations, and communication skills he was able to bring my loan to closing when others could not."

David A Tartaglia, Sgt USAF Retired

First Federal Bank, Apollo Beach FL
5
2019-05-20T11:39:08-04:00

David A Tartaglia, Sgt USAF Retired

"Recently, I had a unique experience with a VA Refinance allowing me to consolidate some debts but getting there was a long journey and if it was not for Mr. Michael Schies of First Federal Bank it would never have made it to closing. Like many Americans my debt to income ratio was not very good because I fell victim to heavy credit card use but never had even one late payment. Where other loan officers gave up, Mr. Schies persisted and was able to see that I was not responsible for an account listed on my credit report and other irregularities which allowed the loan to pass VA guidelines and underwriting. Thanks to Mr. Schies’ professionalism, perseverance, knowledge of VA regulations, and communication skills he was able to bring my loan to closing when others could not."
Font Resize
Contrast