VA Streamline

The VA created the Interest Rate Reduction Refinance Loan, also known as the IRRRL. This program allows veterans, active duty military, or a surviving spouse the ability to lower the rate on their current VA loan.

The VA Streamline program makes qualifying for this refinancing option fast and simple!

The VA Streamline offers the following benefits:

  • Lower interest rates
  • No lender fees (third party fees may apply)
  • No income qualification required
  • No Appraisal or Termite Inspection required
  • Quick and easy approval process, close in as little as 2 weeks!
  • Knowledgeable, friendly, and accessible staff of lending professionals to assist you every step of the way

Today, mortgage rates are at historical lows. As a veteran or active duty service member, there’s no better time for you to refinance your current VA loan and start saving now! First Federal Bank can save you thousands of dollars over the life of your loan.

The streamlined process eliminates most of the documentation and qualifications that are required on a full VA purchase or cash-out refinance. This allows you to save time and money.

With First Federal Bank, the loan process is simple and easy. We strive to give you the loan solution you need to help you on your way to financial freedom!

See how much you could qualify for!