Veterans: Cut Your Monthly Bills in Half!

See how much you could qualify for – No commitment needed!

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The FFB VA 100 Program gives you the advantage of 100% financing!

First Federal Bank cares about your family’s financial future. The FFB VA 100 Program offers the following benefits:
Borrow up to 100% of your home’s appraised value

Low interest rates

Cash in hand for debt consolidation, home improvements, and more!

Close in as little as 30 days

Fast, efficient, common-sense underwriting

Knowledgeable, friendly, and accessible staff of lending professionals to assist you every step of the way

The VA cash-out refinance option is not just for people who currently have a VA loan. Qualifying veterans or active duty military may be able to use our VA cash-out refinance option to replace their conventional or FHA loan with a lower rate VA loan. This is a great way to take advantage of the many benefits our VA 100 Program offers, especially its lower interest rates, no private mortgage insurance requirement and easier qualification process.

With First Federal Bank, the loan process is simple and easy. We strive to give you the loan solution you need to help you on your way to financial freedom!

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